THIS WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, consumers are increasingly turning to digital channels for their financial needs. This shift has led to a decrease in branch openings, and many institutions are closing existing branches to reduce costs. Nev

Return on total assets (ROTA) read more is a crucial financial metric measured by investors and analysts to gauge the efficiency of a company in generating profits from its assets. It represents the ratio of net income earned relative to the total assets possessed by the company. A higher ROTA indicates that a company is optimally deploying its ass